Letter of Employment
A formal letter from your employer confirming your current job status, income, and tenure.
What is it?
A Letter of Employment (LOE) is an official document provided by your employer on company letterhead. It serves as a snapshot of your current employment terms.
Why do we need it?
Lenders use this to verify that your income is stable and guaranteed. It confirms you are currently employed and not on probation, which is crucial for qualifying for a mortgage.
Key Requirements
Must be on official company letterhead.
Dated within 30 days of your application.
Must state your name, position, and start date.
Must confirm your annual salary or hourly rate and guaranteed hours.
Must be signed by a manager or HR representative (with their contact info).
Must confirm you are not on probation.
Need Help?
If you're having trouble locating this document, I can guide you through where to find it.
Contact Me →