The Paperwork
Stuff.
Nobody loves paperwork, but here's exactly what you'll need. Grab the samples below so you're ready to roll.
Income Confirmation
Business Financials
Financial statements for your incorporated business.
Certificate of Incorporation
Corporate registration proof for incorporated borrowers.
Confirmation of Taxes Paid
Proof that your personal taxes are up to date (when required).
Letter of Employment
A formal letter from your employer confirming your current job status, income, and tenure.
Notice of Assessment (NOA)
The official summary of your tax return sent by the Canada Revenue Agency (CRA).
Recent Paystub
Your most recent statement of earnings showing gross and net pay.
Registrar of Directors
Corporate director information confirming ownership/control.
T1 General Tax Return
Your full personal income tax return document.
T4 Statement
The annual summary of remuneration paid by your employer.
Down Payment
Property Documentation
Contract of Purchase & Sale
The legal agreement between you and the seller.
HELOC Statement
A recent statement for your Home Equity Line of Credit (HELOC).
MLS Listing
The feature sheet for the property.
Mortgage Statement
A recent statement from your current lender.
Property Disclosure Statement (PDS)
Seller disclosure document, common in BC purchases.
Property Tax Statement
The annual bill from your municipality showing your property taxes.
Statement of Sale and Adjustments
Lawyer-prepared closing statement showing purchase adjustments.
Strata Form B
An information certificate for condo/strata properties.
Strata General Meeting Minutes
Recent strata minutes for condo/strata properties.
Tenancy Agreement
Rental agreement for tenant-occupied properties.
Other Documents
Contact Card
Download a vCard to save North Mortgage to your contacts.
Mortgage Life Cycle
A simple overview of the steps from pre-approval to funding.
Screenshot Requirements
What to include when you upload screenshots from banking or portals.
Separation Agreement
Legal agreement detailing support payments and asset division.
VOID Cheque
Banking details for mortgage payments.